Category Archives: Money

Four decades of spending

New Zealand has changed a lot in the last 40 years. Not only are there new words like tweeting, and the movies we used to watch back then are more like today’s reality than yesterday’s science fiction, but what we do with our money is also changing.   According to Statistics New Zealand, we are […]

Bad debt and very bad debt

Interest rates are on the rise. The Governor of the Reserve Bank has for some time now been saying interest rates will rise and most economists expect rates to rise by 2% within two years. For most people that means they will be paying more on interest, and have less for the other things.   […]

Reader, Mangonui.

We bought a TV/HiFi unit at Harvey Norman in Whangarei last year but nearly didn’t – the reason? When we asked the price it was nearly $700. We told the salesman this was way outside our budget and then he said “Were you planning to buy it on our pay-later scheme or did you want […]