Category Archives: Reader tips

28
Apr

Skim milk

by

Gaynor from Paraparaumu has this tip. “Always buy powdered (skim) milk. Cheaper, less to carry home, no bottles to dispose of. In winter cows are dry so milk is reconstituted.”    

28
Apr

Budgeting system

by

Sue from Auckland writes, “My budgeting system: to make sure all expenses are prepared for, I have separate bank accounts for different purposes – eg power, groceries, car, education, gifts, fun, etc (12 accounts in total), every week at payday I put the calculated weekly expense of each category (averaged across the whole year) into […]

28
Apr

Frozen vegetables

by

Karen from Dunedin writes, “I dehydrate 1kg bags of frozen vegetables, it is so worthwhile, they can be used for camping, emergency situations like floods and quakes. Light and easy to carry and store.”

10
Apr

Budgeting system

by

Sue from Auckland writes about her budgeting system. To make sure all expenses are prepared for, I have separate bank accounts for different purposes – eg power, groceries, car, education, gifts, fun, etc (12 accounts in total). Every week at payday I put the calculated weekly expense of each category (averaged across the whole year) […]

10
Apr

Chicken

by

Sue from Auckland writes, To save money on chicken, I buy a whole fresh chicken and cut it into pieces myself. This costs about the same as two chicken breasts, but you get all the other parts of the chicken too for other meals.  

10
Apr

Debt help

by

Hilary from Whangarei has this tip: Christians Against Poverty  Debt help is free and for everyone. They have centres in various parts of the country and will help with every area of debt, including severe debt and budgeting. http://www.capnz.org/in+debt/CAP+Debt+Help.html  

10
Apr

Mortgage payments

by

Lyn from Hamilton writes, making mortgage repayments 4 weekly rather than be a calendar month, cuts both the term of the mortgage and the cost of it dramatically.