Monthly Archives: July 2015

Mortgage repayments

The general principle is to repay as much as you can as often as you can. • Use windfall gains to make lump sum repayments (e.g. an inheritance, the sale of a second vehicle, an unused boat or caravan, etc). • Have a coin tin. If you are collecting coins at a rate of $20 […]

Stephanie.

Let kids save for their own college fund by encouraging them from a very early age to earn money by getting paid for what they enjoy doing! Our little boy who is now three loves dogs, so we offered to walk the neighbours’ dog for $5 a week. It makes us get out for exercise […]

SWB, Auckland.

Many people think they can get good pocket money by delivering junk mail. THEY CAN’T! I did it for a few years and I wouldn’t pay young kids the hourly rate it works out at! And also it’s hard work! If you live in an urban area ask your local real estate agent if they […]

O.R.

Make computer games, do typing (word processing) for others, or make custom-made greeting cards. Come up with your own funny messages.

C.B. 

I taught children to play the recorder for 25 years. The last 10 years were the most enjoyable because small groups of children came to my home for lessons. There were no distractions or pressures, no parents hovering nearby. There was time for fun as well as tuition. Home tutoring is nothing new – but […]

Gathering golf balls

How about gathering golf balls – water traps are the best so put on your wet suit and get into it. But be careful as the tail of one good keen oily ragger from the UK shows. He plunged the depths, retrieving up to 1200 golf balls at a time. At around 50 cents each […]

Natz, Nelson.

I am on a low income and started a coin jar. I only ever took money out for the bus and I just took it to the bank and cashed in (five month later), it turned out to be $309. Just goes to show how quickly it builds up!